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About Experts Sitemap - Group 20 - Page 41 2012-08-30
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City. cive. cixo. clad. clag. clam. clan. clap. clat. claw. clay. cled. clee. clef.Hudson City Bancorp, Inc. Reports Decline in Q3 Net Income
"Hudson City Bancorp, Inc. (NASDAQ:HCBK) reported a Q3 net income of $124.6 million, down from $135.1 million in the year-ago period.
EPS came in at $0.25, barely under the year-ago period's EPS of $0.27.
chairman, president and CEO Ronald E. Hermance, Jr. said, ""The continued low interest rate environment further negatively impacted our net interest margin in the third quarter, We believe that these historically-low market interest rates coupled with the expected second round of quantitative easing by the Federal Reserve Board will continue to place pressure on our net interest margin for the remainder of 2010. Asset growth in this environment is just not prudent. As a result, our total assets at September 30, 2010 remained virtually unchanged from December 31, 2009. Our loan portfolio has decreased slightly in 2010, not only due to our strategy to maintain a near-zero growth rate, but also due to the unprecedented involvement of the government-sponsored enterprises (the ""GSEs"") in the mortgage market. We believe that when rates eventually begin to increase and the GSEs lessen their involvement in the secondary markets, we will be well positioned to increase our loan production."""
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M&T Bank (NYSE: MTB) has announced today that it will acquire Hudson City Bancorp (NYSE: HCBK) for $3.7 billion, a 16% premium on Hudson City's stock as of Friday's close. M&T expects the deal to yield approximately $25 billion in deposits and $28 billion in loans. The payment will come from 40% cash, and 60% stock.
As a part of the agreement, Hudson City Bancorp will become a subsidiary of M&T, and its current CEO Ronald Hermance will be inducted as a member of M&T's board. The deal will see M&T expand its reach into to the New York, New Jersey, and Connecticut Tri-sate area, adding a total of 135 branches.
M&T is no stranger to bank acquisitions. Since 2009, it has acquired Bradford Bank, Provident Bankshares, and Wilmington Trust.
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March 29 2012
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About Experts Sitemap - Group 10 - Page 9 2012-08-30
Feline family member, indoor cat, cat box: Hi Jason, Whenever you see a big change in a cat rats in the city, rabid animals broken tooth: Beth, Blood coming out of your cat s mouth is very serious. It could be a dental problem - a broken tooth or cut that could lead to an infected ... Read Article
San Lorenzo, California - Wikipedia, The Free Encyclopedia
The average household size was 3.15 and the average family size was 3.54. Foster City; Gilroy; Livermore; Los Altos; Los Gatos; Martinez; Menlo Park; Milpitas; Morgan Hill; Mountain View; Napa; Newark; Novato; Oakley; Pacifica; Palo Alto; Petaluma; Pittsburg; Pleasant Hill; ... Read Article
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Rancho Cucamonga, California - Wikipedia, The Free Encyclopedia
The average household size was 3.04 and the average family size was 3.44. In the city, the population spread is as follows: 29.9% are under the age of 18, 9.9% are from 18 to Bob Foster ; Jean Quan ; Harvey Hall (Bakersfield) Tom Tait ; Miguel A. Pulido ; Ronald O . Loveridge ; Ann ... Read Article
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